Yearly, small group medical insurance carriers supply a particular window for small companies to start out a small group medical insurance coverage with relaxed underwriting. This era is named a Particular Enrollment Interval and begins on November fifteenth via December fifteenth. Throughout this era, small companies can begin a small group medical insurance coverage with no minimal worker participation charge (often 65-70% worker participation required) and no minimal employer contribution to the well being plans (often $100 or 50%).
This 1-month interval is an ideal window for small companies to supply group advantages with out worrying about having sufficient staff collaborating or worrying about how a lot to pay in the direction of worker advantages. Many insurance coverage carriers comparable to Anthem Blue Cross, Blue Protect of California & Cigna + Oscar will waive the requirement of offering a De9C (quarterly payroll) if a minimum of 3 staff are enrolling/collaborating within the group advantages. Kaiser, SHOP Coated CA & CaliforniaChoice additionally supply a really versatile underwriting to encourage extra small companies to supply their staff advantages.
If your small business is contemplating providing staff group advantages, now’s the proper time to overview your choices.
At Strong Well being Insurance coverage Providers, we’re completely happy to stroll you thru the wide range of plan choices to supply your staff. We’re providing you a complimentary on-line onboarding of your staff and on-line advantages processing for well being, dental, imaginative and prescient, life, and incapacity. Please contact us at 310-909-6135 or e-mail us at firstname.lastname@example.org to study extra. We’re more than pleased to information you and your small business to search out the precise plan advantages that match each the medical wants of your employees whereas additionally assembly your backside line.